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Free tool

Vehicle & Loan Calculator

For car finance, personal loans or any other loan. See your monthly instalment and what it really costs in total. Only the amount is required.

What is the loan for?

Starts at prime + 2%. Prime is . Change it to the rate on your quote.

Optional extras deposit, balloon, fees, affordability

A balloon lowers the monthly instalment, but you still owe that lump sum at the end and pay more interest overall.

Educational tool only, not financial advice. Figures are estimates. Your bank's quote will include its own rate, fees and insurance requirements.