Money guides that make sense on a Namibian salary
Practical, judgement-free reading on budgeting, debt, saving, cars, homes and tax. No jargon, no get-rich-quick.
The first hour after payday: a simple plan that makes the money last
Most of your month is decided in the first hour after your salary lands. Here is a calm, three-bucket routine you can do on your phone.
Store accounts: the real cost of “only N$299 a month”
Clothing and furniture accounts feel small one at a time. Together they can quietly take a big bite out of every payday.
Buying a car on finance? Check these 5 numbers before you sign
The monthly instalment is the number dealers lead with. It is also the least useful number on the page. Here is what to look at instead.
Your first home: the cash you need before the bond is even approved
Transfer duty, stamp duty, conveyancing and bond fees. Buying a home in Namibia costs more than the deposit, and it helps to know before you house-hunt.
How to read your payslip: PAYE, Social Security and where your money goes
Gross, net, PAYE, SSC, pension, medical aid. A plain-language guide to the lines on your payslip, and how to check them.
Building an emergency fund when your salary is already tight
An emergency fund is what stops a broken geyser from becoming a payday loan. Here is how to start one, even with very little left over.