Check the numbers before you sign
Quick calculators built on Namibian tax tables and interest rates. Free, private, and they work on any phone, even offline.
Money Health Score
Ten questions about income, debt, savings and habits. Get a score out of 100 and three plain-language steps to improve it. Your answers stay on your phone.
Get my scoreTake-Home Pay Calculator
Your gross salary minus PAYE and Social Security, using the current NamRA tax table. See your average and marginal tax rate.
Calculate my payVehicle & Loan Calculator
Car finance, personal loans or any loan: monthly instalment, total interest and fees. Deposit and balloon are optional.
Cost my carHome Loan Calculator
Bond repayment plus transfer duty, stamp duty and estimated attorney fees: the full cash you need on day one.
Cost my homePayday Budget App
Turn your take-home pay into a daily spending amount, track what you spend, and count down to payday. From N$29 for 30 days.
Educational tool only, not financial advice. Figures are estimates.